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Use your CIS slips as proof of income without the need for accounts or tax returns and obtain a larger mortgage with a high street bank

CIS MORTGAGES

CIS mortgages are easy if you know how

Most self employed tradespeople believe that they need 2 years accounts to get a mortgage, if you work under the construction industry scheme this is often not the case. Most of the CIS clients we work with can often borrow more money based on their CIS wage slips without the need for tax returns or accounts. 

No accounts as a tradesperson doesn't mean you cant get a mortgage 

We believe that that if your taxed 20% from your boss you should be treated as employed

If you are a subbie working under CIS your income can be treated as if you are on the cards as a PAYE employee. With great access to high street banks and underwriters that understand the way your paid means you don't need to provide your end of years accounts to prove your income. 

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Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.

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Puzzle Mortgages, is a trading name of Mint FS Limited, who are an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority: FCA Number 460421

 

Mint FS Limited is registered in England and Wales with company number 11993128. Registered Office: Unit 6 The Centurion Centre, Castlegate Business Park, Salisbury, Wiltshire, SP4 6QX. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.

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